Wes Moss

Wes Moss is the host of Money Matters – one of the nation’s longest running live call-in, investment and personal finance radio show – on News 95-5FM and AM 750 WSB in Atlanta, Georgia.  Wes is the Chief Investment Strategist at Capital Investment Advisors (CIA). CIA currently manages more than two billion dollars in client assets. Wes is also a partner at Wela, a digital advisory service that offers free financial management tools and the ability for clients to work online with a financial planner.   In 2017, Barron’s named Wes Moss one of America’s Top 100 Independent Wealth Advisors. In the same year, Wes was featured in Barron’s where he offers a look back over his career in addition to offering an overview of the income-oriented investment strategy that he pursues for his clients.   From 2014 through 2018, Barron’s named Wes one of America’s top 1,200 Financial Advisors. Wes was also named one of Atlanta’s 40 Under 40 by the Atlanta Business Chronicle in 2015. And in 2014, he was named as one of the top 40 investment advisors under 40 in the country by Investment News on their inaugural list.   Wes is a regular contributor to The Atlanta Journal-Constitution. He also regularly contributes to ClarkHoward.com. In 2014, Wes was the host of Atlanta Tech Edge, a weekly TV show on Atlanta’s NBC affiliate WXIA, covering the emerging technology boom in the state of Georgia. He also served as the financial consultant for Spike TV’s show, Life Or Debt.   Wes has written several books including Starting from Scratch (Kaplan) and Make More, Worry Less (FT Press). His latest book, You Can Retire Sooner Than You Think – The 5 Money Secrets of the Happiest Retirees (McGraw Hill 2014), has been a consistent bestseller in the retirement planning category. This book’s unique message and proprietary research struck a chord with readers and the financial community, making it go-to reference material for retirement and a widely referenced source by the media.   Wes has extensive media experience, serving as a financial specialist for both local and national media including CNBC, CNN and Fox Business Network. He has been interviewed by USA Today, Forbes, Time, the Wall Street Journal, and Yahoo Finance, just to name a few.  Wes holds a degree in economics from the University of North Carolina, Chapel Hill. He lives in Atlanta with his wife and four sons and loves spending time with his family, coaching lacrosse, and playing golf and tennis.

Latest from Wes Moss

Wes Moss: Good news for those who got slow start on retirement savings
 Do you have enough saved for retirement? Probably not, if you are basing your analysis on numbers touted by Wall Street and the financial media. But it’s your retirement, not theirs. You only need enough money to be happy; however that looks to you. And a happy retirement is about more than money. A lot more. It’s true that fewer...

Posted: 11 days ago

Do you have enough saved for retirement? Probably not, if you are basing your analysis on numbers touted by Wall Street and the financial media. But it’s your retirement, not theirs. You only need enough money to be happy; however that looks to you. And a happy retirement is about more than money. A lot more. It’s true that fewer...
Wes Moss: How much Americans in their 50s have saved for retirement
 Heading into your 50s, you likely have a keen eye on your retirement savings. After all, you’ve been working for close to three decades, and retirement is finally looming on the horizon. Are you ready to enter this next phase of life? The answer to that question depends on several factors. Of primary concern is, of course, the size...

Posted: 25 days ago

Heading into your 50s, you likely have a keen eye on your retirement savings. After all, you’ve been working for close to three decades, and retirement is finally looming on the horizon. Are you ready to enter this next phase of life? The answer to that question depends on several factors. Of primary concern is, of course, the size...
Wes Moss: What you need to understand about asset allocation
 Asset allocation is probably something you’ve heard about in the game of investing. But do you truly understand it, and how you are supposed to be using it? There’s no exact dictionary definition for Asset Allocation. It’s Finance 101 jargon, sure, but it’s typically a key component of portfolio health and few really...

4:00 AM Friday, Oct. 12, 2018

Asset allocation is probably something you’ve heard about in the game of investing. But do you truly understand it, and how you are supposed to be using it? There’s no exact dictionary definition for Asset Allocation. It’s Finance 101 jargon, sure, but it’s typically a key component of portfolio health and few really...
Wes Moss: How to set up your retirement to be happier
 The only thing worse than having no money is having all the money in the world and no idea what to do with it. This point is especially true in retirement. No matter how much money we socked away during our working lives, if we have nothing to do — no hobbies, no social engagements, no travel — it’s likely we won’t...

4:00 AM Friday, Sep. 28, 2018

The only thing worse than having no money is having all the money in the world and no idea what to do with it. This point is especially true in retirement. No matter how much money we socked away during our working lives, if we have nothing to do — no hobbies, no social engagements, no travel — it’s likely we won’t...
Wes Moss: Dividends can be powerful — here’s how
 I’m a committed advocate of income investing — of buying assets that throw off income that can be reinvested while you are growing your nest egg, then used to help meet your expenses in retirement. Dividend-paying stocks are a significant source of such income. Let’s talk about dividends — what they are, how they work...

4:00 AM Friday, Sep. 14, 2018

I’m a committed advocate of income investing — of buying assets that throw off income that can be reinvested while you are growing your nest egg, then used to help meet your expenses in retirement. Dividend-paying stocks are a significant source of such income. Let’s talk about dividends — what they are, how they work...
Wes Moss: How religion fits into retirement happiness
 Much of our happiness in retirement discussion has been around putting into practice solid financial principles. From nest egg sizes and withdrawal rates to tips on booting the adult kids off your retirement payroll, cash has obvious implications on happiness levels. But so do lots of other things. My far-reaching money and happiness survey...

4:00 AM Friday, Aug. 31, 2018

Much of our happiness in retirement discussion has been around putting into practice solid financial principles. From nest egg sizes and withdrawal rates to tips on booting the adult kids off your retirement payroll, cash has obvious implications on happiness levels. But so do lots of other things. My far-reaching money and happiness survey...
Wes Moss: How 6 percent rule can help with pension payout decision
 Those of us who are fortunate enough to have an employee pension may face a difficult question one day — do we take our money in a lump sum or stick with monthly payments over time? Companies are increasingly offering this type of deal to both soon-to-be retirees and former employees who are already retired and taking the monthly check...

4:00 AM Thursday, Aug. 16, 2018

Those of us who are fortunate enough to have an employee pension may face a difficult question one day — do we take our money in a lump sum or stick with monthly payments over time? Companies are increasingly offering this type of deal to both soon-to-be retirees and former employees who are already retired and taking the monthly check...
Wes Moss: The economics behind the trade fight with China
 While it’s difficult to leave politics at the door when talking about tariffs and the trade fight with China, I want to step away from the emphasis on Washington and toward an economic discussion of this critical issue. To do this, I want to dissect and discuss the recent insight into the current tariffs from the director of the National...

4:00 AM Thursday, Aug. 02, 2018

While it’s difficult to leave politics at the door when talking about tariffs and the trade fight with China, I want to step away from the emphasis on Washington and toward an economic discussion of this critical issue. To do this, I want to dissect and discuss the recent insight into the current tariffs from the director of the National...
Is active or passive investing best? You may be surprised
 It’s hard to believe, but we’re more than halfway through 2018. So far, it’s been a year of market ups and downs. We’ve endured a correction, experienced a rebound, and are now back closer to flat. The recent choppiness makes this a good time to revisit the great debate between active and passive investing. Last year...

4:00 AM Saturday, Jul. 21, 2018

It’s hard to believe, but we’re more than halfway through 2018. So far, it’s been a year of market ups and downs. We’ve endured a correction, experienced a rebound, and are now back closer to flat. The recent choppiness makes this a good time to revisit the great debate between active and passive investing. Last year...
Wes Moss: What does your stock GPS say?
 If you’re looking for a benchmark time to review and revise your long- and short-term investment strategy, midyear is a fine candidate. Right about now is a good time to look ahead by looking backward. Not a few months back or even years, but several centuries back — to 1492, specifically. Or 1513. Or 1534. Those were the years...

4:00 AM Friday, Jul. 06, 2018

If you’re looking for a benchmark time to review and revise your long- and short-term investment strategy, midyear is a fine candidate. Right about now is a good time to look ahead by looking backward. Not a few months back or even years, but several centuries back — to 1492, specifically. Or 1513. Or 1534. Those were the years...
Wes Moss: How to head into retirement with no mortgage
 “Should we pay off our mortgage before we retire?” This is among the most common questions I get from clients and “Money Matters” listeners (tune in from 9-11 a.m. Sundays on WSB radio (News 95.5 and AM 750 WSB). I most recently heard it from a couple who are on their final approach for retirement. Let’s call...

4:00 AM Friday, Jun. 22, 2018

“Should we pay off our mortgage before we retire?” This is among the most common questions I get from clients and “Money Matters” listeners (tune in from 9-11 a.m. Sundays on WSB radio (News 95.5 and AM 750 WSB). I most recently heard it from a couple who are on their final approach for retirement. Let’s call...