Wes Moss

Wes Moss is the host of Money Matters – one of the nation’s longest running live call-in, investment and personal finance radio show – on News 95-5FM and AM 750 WSB in Atlanta, Georgia.  Wes is the Chief Investment Strategist at Capital Investment Advisors (CIA). CIA currently manages more than two billion dollars in client assets. Wes is also a partner at Wela, a digital advisory service that offers free financial management tools and the ability for clients to work online with a financial planner.   In 2017, Barron’s named Wes Moss one of America’s Top 100 Independent Wealth Advisors. In the same year, Wes was featured in Barron’s where he offers a look back over his career in addition to offering an overview of the income-oriented investment strategy that he pursues for his clients.   From 2014 through 2018, Barron’s named Wes one of America’s top 1,200 Financial Advisors. Wes was also named one of Atlanta’s 40 Under 40 by the Atlanta Business Chronicle in 2015. And in 2014, he was named as one of the top 40 investment advisors under 40 in the country by Investment News on their inaugural list.   Wes is a regular contributor to The Atlanta Journal-Constitution. He also regularly contributes to ClarkHoward.com. In 2014, Wes was the host of Atlanta Tech Edge, a weekly TV show on Atlanta’s NBC affiliate WXIA, covering the emerging technology boom in the state of Georgia. He also served as the financial consultant for Spike TV’s show, Life Or Debt.   Wes has written several books including Starting from Scratch (Kaplan) and Make More, Worry Less (FT Press). His latest book, You Can Retire Sooner Than You Think – The 5 Money Secrets of the Happiest Retirees (McGraw Hill 2014), has been a consistent bestseller in the retirement planning category. This book’s unique message and proprietary research struck a chord with readers and the financial community, making it go-to reference material for retirement and a widely referenced source by the media.   Wes has extensive media experience, serving as a financial specialist for both local and national media including CNBC, CNN and Fox Business Network. He has been interviewed by USA Today, Forbes, Time, the Wall Street Journal, and Yahoo Finance, just to name a few.  Wes holds a degree in economics from the University of North Carolina, Chapel Hill. He lives in Atlanta with his wife and four sons and loves spending time with his family, coaching lacrosse, and playing golf and tennis.

Latest from Wes Moss

Is active or passive investing best? You may be surprised
 It’s hard to believe, but we’re more than halfway through 2018. So far, it’s been a year of market ups and downs. We’ve endured a correction, experienced a rebound, and are now back closer to flat. The recent choppiness makes this a good time to revisit the great debate between active and passive investing. Last year...

Posted: 22 hours ago

It’s hard to believe, but we’re more than halfway through 2018. So far, it’s been a year of market ups and downs. We’ve endured a correction, experienced a rebound, and are now back closer to flat. The recent choppiness makes this a good time to revisit the great debate between active and passive investing. Last year...
Wes Moss: What does your stock GPS say?
 If you’re looking for a benchmark time to review and revise your long- and short-term investment strategy, midyear is a fine candidate. Right about now is a good time to look ahead by looking backward. Not a few months back or even years, but several centuries back — to 1492, specifically. Or 1513. Or 1534. Those were the years...

Posted: 15 days ago

If you’re looking for a benchmark time to review and revise your long- and short-term investment strategy, midyear is a fine candidate. Right about now is a good time to look ahead by looking backward. Not a few months back or even years, but several centuries back — to 1492, specifically. Or 1513. Or 1534. Those were the years...
Wes Moss: How to head into retirement with no mortgage
 “Should we pay off our mortgage before we retire?” This is among the most common questions I get from clients and “Money Matters” listeners (tune in from 9-11 a.m. Sundays on WSB radio (News 95.5 and AM 750 WSB). I most recently heard it from a couple who are on their final approach for retirement. Let’s call...

Posted: 29 days ago

“Should we pay off our mortgage before we retire?” This is among the most common questions I get from clients and “Money Matters” listeners (tune in from 9-11 a.m. Sundays on WSB radio (News 95.5 and AM 750 WSB). I most recently heard it from a couple who are on their final approach for retirement. Let’s call...
Wes Moss: 8 habits of people who become millionaires
 It’s the question of the century: How do people become millionaires? My radio callers ask me, my friends ask me, and, heck, even my kids ask me. It seems we all want to know just what it takes to accumulate seven-digit net worth. Of course, it’s not easy; if it were, we’d all be millionaires. Sure, some folks come into inheritances...

4:00 AM Friday, Jun. 08, 2018

It’s the question of the century: How do people become millionaires? My radio callers ask me, my friends ask me, and, heck, even my kids ask me. It seems we all want to know just what it takes to accumulate seven-digit net worth. Of course, it’s not easy; if it were, we’d all be millionaires. Sure, some folks come into inheritances...
Wes Moss: What you need to remember when navigating choppy markets
 I recently got a question from a listener to my radio show that I believe is relevant to just about every investor out there. For the sake of this article, we’ll call her Debbie. Debbie is retired and in her early 60s. For years, she kept a significant portion of her retirement savings in cash, waiting to put it to work when the time...

4:00 AM Friday, May. 25, 2018

I recently got a question from a listener to my radio show that I believe is relevant to just about every investor out there. For the sake of this article, we’ll call her Debbie. Debbie is retired and in her early 60s. For years, she kept a significant portion of her retirement savings in cash, waiting to put it to work when the time...
Wes Moss: How the retail life cycle is hitting stocks
 I’ve noticed something about my shopping habits — I’m spending less money in big-box stores and buying more stuff from smaller outfits that specialize in just one or two product lines. Based on data from the retail marketplace, I’m not alone. It appears that we are in what might be called the decentralizing phase of...

4:00 AM Friday, May. 11, 2018

I’ve noticed something about my shopping habits — I’m spending less money in big-box stores and buying more stuff from smaller outfits that specialize in just one or two product lines. Based on data from the retail marketplace, I’m not alone. It appears that we are in what might be called the decentralizing phase of...
Wes Moss: 3 traits of the happiest retirees
 I am fascinated by what makes the happiest retirees tick. Early in my almost 20-year career as a Certified Financial Planner, I realized that many people have misconceptions about what creates true enjoyment during the retirement phase of life. One statistic really struck me as I pondered the true source of happiness in retirement. A ...

4:00 AM Monday, Apr. 23, 2018

I am fascinated by what makes the happiest retirees tick. Early in my almost 20-year career as a Certified Financial Planner, I realized that many people have misconceptions about what creates true enjoyment during the retirement phase of life. One statistic really struck me as I pondered the true source of happiness in retirement. A ...
Wes Moss: Figure out your ‘Rich Ratio’ to help plan for retirement
 There are myriad philosophies on how to achieve financial stability and ensure a happy retirement. Some are more complex than others, and most have their merits. But all these strategies are based on the same assumption — that you are living within (or below) your means. This is the crux of wealth building. Imagine you are hiking a...

4:00 AM Monday, Apr. 09, 2018

There are myriad philosophies on how to achieve financial stability and ensure a happy retirement. Some are more complex than others, and most have their merits. But all these strategies are based on the same assumption — that you are living within (or below) your means. This is the crux of wealth building. Imagine you are hiking a...
Wes Moss: Happy retirement without millions in the bank
 Here’s a question for you. What’s the No. 1 thing people want from their retirement? Got your answer? If you said financial security, that’s a great guess, as building a nest egg is a top objective when it comes to retirement planning. But I would argue that the correct answer is happiness. While money can’t buy happiness...

4:00 AM Monday, Mar. 26, 2018

Here’s a question for you. What’s the No. 1 thing people want from their retirement? Got your answer? If you said financial security, that’s a great guess, as building a nest egg is a top objective when it comes to retirement planning. But I would argue that the correct answer is happiness. While money can’t buy happiness...
Wes Moss: New verdict on the 4 percent rule for retirement
 Recently, the Wall Street Journal caused a stir with an article, “Forget the 4% Rule: Rethinking Common Retirement Beliefs.” The author’s premise is clear: By following conventional rules of thumb, the average retiree is at risk of going broke. Developed in 1994 by William Bengen, a financial planner from MIT, the 4 percent...

4:00 AM Monday, Mar. 12, 2018

Recently, the Wall Street Journal caused a stir with an article, “Forget the 4% Rule: Rethinking Common Retirement Beliefs.” The author’s premise is clear: By following conventional rules of thumb, the average retiree is at risk of going broke. Developed in 1994 by William Bengen, a financial planner from MIT, the 4 percent...
Wes Moss: Do bonds still help when stocks fall?
 In the wake of the recent market correction, several callers into my Sunday morning radio show, “Money Matters” on WSB Radio, have asked whether bonds are still an effective way to insulate a portfolio against stock volatility. Behind this question lies the worry that during the most recent stock pullback, we’ve also seen...

5:00 AM Monday, Feb. 26, 2018

In the wake of the recent market correction, several callers into my Sunday morning radio show, “Money Matters” on WSB Radio, have asked whether bonds are still an effective way to insulate a portfolio against stock volatility. Behind this question lies the worry that during the most recent stock pullback, we’ve also seen...