Wes Moss

Wes Moss is the host of MONEY MATTERS – the country’s longest running live call-in, investment and personal finance radio show – on News 95-5FM and AM 750 WSB. Wes is the Chief Investment Strategist at Capital Investment Advisors (CIA). CIA currently manages more than a billion dollars in client assets, making it one of Georgia’s largest Fee-Only investment firms, according to the Atlanta Business Chronicle. Wes is also a partner at Wela, a digital advisory service based in Atlanta that offers free financial management tools and the ability for clients to work online with a financial planner.  In 2014, 2015, and 2016, Barron’s Magazine named Wes as one of America’s top 1,200 Financial Advisors. Wes was also named one of Atlanta’s 40 Under 40 by the Atlanta Business Chronicle in 2015. In 2014, he was named as one of the top 40 investment advisors (under 40) in the country by Investment News in their inaugural list.  In addition, Wes is a regular contributor to the Atlanta Journal Constitution, and for a number of years wrote for AJC.com, the website of The Atlanta Journal Constitution. He is also the editor and writer for About.com’s Financial Planning blog and a regular contributor to Clark Howard’s site, Clark.com. In 2014, Wes was the host of Atlanta Tech Edge, a weekly TV show on Atlanta’s NBC affiliate WXIA, covering the fascinating business of technology within the state of Georgia. He is also the financial consultant for Spike TV’s show, Life Or Debt.  Wes holds a degree in economics from the University of North Carolina, Chapel Hill. He lives in Atlanta with his wife and four sons and loves spending time with his family, coaching lacrosse, and playing golf and tennis.  Wes has written several books including Starting from Scratch (Kaplan) and Make More, Worry Less (FT Press). His latest book, You Can Retire Sooner Than You Think – The 5 Money Secrets of the Happiest Retirees (McGraw Hill 2014), has been a bestseller in the retirement planning category. This book’s unique message and research struck a chord with readers and the financial community since its release in May of 2014. Wes has also served as a financial expert for both local and national media including CNN, CNBC and Fox Business Network. He has been interviewed by USA Today, Forbes, Time, the Wall Street Journal, and Yahoo Finance.

Latest from Wes Moss

Wes Moss: Do recent stock market highs, real world economy match up?
 Imagine this — you’re on a cross-country road trip. You’ve mapped the 2,800-mile distance between San Francisco and Washington, D.C., charted your course, and now you’re on the open road, cruising along at 60 mph with the wind in your hair. Life is good, right? Now imagine that you’re on the home stretch, with...

Posted: 11 days ago

Imagine this — you’re on a cross-country road trip. You’ve mapped the 2,800-mile distance between San Francisco and Washington, D.C., charted your course, and now you’re on the open road, cruising along at 60 mph with the wind in your hair. Life is good, right? Now imagine that you’re on the home stretch, with...
Wes Moss: 3 mistakes of unhappy retirees
 What do we talk about when discussing retirement planning? One of the most deep-seated human fears, “Will my money ever run out?” Hence, much of the discussion and debate centers on saving and investing to build a retirement war chest that will fund our post-career years. What is often overlooked, though, in this savings arms...

Posted: 26 days ago

What do we talk about when discussing retirement planning? One of the most deep-seated human fears, “Will my money ever run out?” Hence, much of the discussion and debate centers on saving and investing to build a retirement war chest that will fund our post-career years. What is often overlooked, though, in this savings arms...
Wes Moss: Ignore Wall Street’s retirement numbers and create your own
 Fear is a powerful marketing tool. Yes, sex sells, but striking doubt or terror into the public’s heart can be even more effective. Need proof? Ask yourself how much you need to retire without eating cat food for dinner or greeting Wal-Mart shoppers at age 87. To hear Wall Street tell it (or sell it), you need to amass between $1 million...

9:43 PM Friday, Jul. 14, 2017

Fear is a powerful marketing tool. Yes, sex sells, but striking doubt or terror into the public’s heart can be even more effective. Need proof? Ask yourself how much you need to retire without eating cat food for dinner or greeting Wal-Mart shoppers at age 87. To hear Wall Street tell it (or sell it), you need to amass between $1 million...
Wes Moss: How Whole Foods-Amazon deal may impact grocery industry jobs
 I recently glimpsed the future of grocery shopping in America. It showed up at my front door in the form of smiling, energetic Rena, a personal shopper for an online grocery buying and delivery service called SHIPT. Rena and SHIPT took great care of my family and our weekly food shopping. The experience left me with a positive outlook for...

9:00 AM Friday, Jun. 30, 2017

I recently glimpsed the future of grocery shopping in America. It showed up at my front door in the form of smiling, energetic Rena, a personal shopper for an online grocery buying and delivery service called SHIPT. Rena and SHIPT took great care of my family and our weekly food shopping. The experience left me with a positive outlook for...
Wes Moss: Does the stock market high spell danger?
 Despite the fierce political environment in Washington, Wall Street (and Main Street) have had a solid 2017 so far. In recent weeks, all three major stock indexes have scored record closes. Although we’re in the midst of a bull market, some investors are leery. The question on their minds: Does the market at all-time highs signal danger?...

4:00 AM Monday, Jun. 19, 2017

Despite the fierce political environment in Washington, Wall Street (and Main Street) have had a solid 2017 so far. In recent weeks, all three major stock indexes have scored record closes. Although we’re in the midst of a bull market, some investors are leery. The question on their minds: Does the market at all-time highs signal danger?...
Wes Moss: What Amazon’s 20 years teaches us about New American Economy
 Hard to believe that just two decades ago, when current college students were in diapers, there was no Amazon. Now it’s an integral part of the economy. Amazon ushered in massive changes in how we shop. But the company’s story contains a more important lesson about the New American Economy. Let’s consider first how...

9:45 PM Thursday, Jun. 01, 2017

Hard to believe that just two decades ago, when current college students were in diapers, there was no Amazon. Now it’s an integral part of the economy. Amazon ushered in massive changes in how we shop. But the company’s story contains a more important lesson about the New American Economy. Let’s consider first how...
Wes Moss: How Atlanta escaped economic disaster after I-85 collapse
 Upon seeing the I-85 bridge collapse, I immediately thought, “This could be a real tragedy for our city’s long-term economic health.” While traffic here is notoriously terrible, it went from bad to apocalyptic with the I-85 bridge collapse. Even before a fire took down a key piece of I-85, Atlanta was in the top five...

7:52 PM Friday, May. 19, 2017

Upon seeing the I-85 bridge collapse, I immediately thought, “This could be a real tragedy for our city’s long-term economic health.” While traffic here is notoriously terrible, it went from bad to apocalyptic with the I-85 bridge collapse. Even before a fire took down a key piece of I-85, Atlanta was in the top five...
Wes Moss: What’s better, active or passive investing?
 As an investment advisor, one of my most important roles is to educate folks about the facts and fictions of investing. I recently received an email from a radio listener outlining concerns about her current investment approach. This listener had been using active mutual funds for years and wanted to rebalance her portfolio using passive...

8:25 PM Friday, May. 05, 2017

As an investment advisor, one of my most important roles is to educate folks about the facts and fictions of investing. I recently received an email from a radio listener outlining concerns about her current investment approach. This listener had been using active mutual funds for years and wanted to rebalance her portfolio using passive...
Wes Moss: Dividends don’t lie
 Asking a financial advisor to name his favorite investment is like asking someone to tell you their favorite flavor of ice cream. We’ll say that every asset class (well, nearly every one) is wonderful in its own way, but we all have our own preferences. The reality is, we all have asset types that we love more than the other Ben & Jerry&rsquo...

9:00 AM Friday, Apr. 21, 2017

Asking a financial advisor to name his favorite investment is like asking someone to tell you their favorite flavor of ice cream. We’ll say that every asset class (well, nearly every one) is wonderful in its own way, but we all have our own preferences. The reality is, we all have asset types that we love more than the other Ben & Jerry&rsquo...
Wes Moss: The stock market is shrinking — here’s why
 We’re facing a biodiversity crisis. It’s a slow-moving ecological disaster that could have serious ramifications in the long run. I’m not talking about what’s happening in the Earth’s jungles and forests, where we may be losing up to 1,000 species per year. This crisis is happening on Wall Street. Recent years...

7:47 PM Thursday, Apr. 06, 2017

We’re facing a biodiversity crisis. It’s a slow-moving ecological disaster that could have serious ramifications in the long run. I’m not talking about what’s happening in the Earth’s jungles and forests, where we may be losing up to 1,000 species per year. This crisis is happening on Wall Street. Recent years...
Wes Moss: When will the next recession hit?
 OK, so I’m going to talk about the dreaded R-word — recession. Is one lurking around the corner for our nation’s economy? Should hardworking Americans be concerned about their livelihood? Their investments? The short answer is, probably not right now. But the question does merit a look at the numbers. Right now, inflation...

6:28 PM Friday, Mar. 24, 2017

OK, so I’m going to talk about the dreaded R-word — recession. Is one lurking around the corner for our nation’s economy? Should hardworking Americans be concerned about their livelihood? Their investments? The short answer is, probably not right now. But the question does merit a look at the numbers. Right now, inflation...