In 90 days, thousands of Georgians are expected to begin shopping for health coverage on a new online insurance marketplace created under the Affordable Care Act. That is, if it’s up and running on time.
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Navigating your insurance options
Most Georgians get health coverage through their employers and will continue to do so. But the health insurance exchange may make sense for people who are unemployed, self-employed, going to school or have a job where coverage isn’t offered.
Details of health plan benefits and prices that will be offered through the exchange aren’t yet available online. But consumers can still begin to explore their options in advance of the Oct. 1 exchange kickoff.
Here’s how it works:
- Go online to HealthCare.gov and select “start now.” (Spanish-speaking users can go to CuidadoDeSalud.gov.)
- You’ll be asked to answer some basic questions about yourself including your age, what state you live in and whether your income falls above or below a certain threshold.
- Read about options that might apply to you, including preventive care benefits, federal tax credits, government health care programs and other information.
Alternatively, you can call a customer service representative for help at 1-800-318-2596. Hearing impaired customers using TTY/TDD technology can dial 1-855-889-4325.
Who will be selling on the exchange:
Seven insurance companies have filed proposals to offer health plans on the Georgia exchange. They include:
- Blue Cross and Blue Shield of Georgia
- Peach State
Some regions of Georgia will have more insurance options than others, since most insurers will offer coverage in select areas. Only Blue Cross will offer plans statewide.